How it works
One minute of setup. Then it just runs.
1. Pick your cards
Choose from 30 popular cards. Just tap the ones in your wallet.
2. Add open dates (optional)
Tell us the month you opened each card and we can compute your fee anniversaries and bonus deadlines.
3. Get one email a month
Only when something is due. Quiet months stay quiet.
Set up your alerts
Tap every card you hold. Add open dates if you want fee and bonus alerts, or skip them and get category reminders only.
You are set
Check your inbox for a confirmation of your cards and alerts. Your first reminder email will arrive when something is actually due.
What you get
Three alerts that each protect real money. Computed from issuer published terms and the dates you give us.
Annual fee warnings
A heads-up the month before your fee renews, while there is still time to downgrade, cancel, or call for a retention offer.
Bonus deadline alerts
A warning while your welcome bonus spend window is still open, so a $900 bonus does not die 12 days short of the spend requirement.
5% category reminders
Rotating category cards pay 5% only if you activate every quarter. We remind you before each quarter starts.
No bank login
We never see or ask for your credentials. You tell us the cards, that is all.
No account
No password, no signup flow. An email address is the whole requirement.
Signal only
Nothing due means no email. We do not send newsletters to this list.
One-click out
Every email carries an unsubscribe link that works instantly.
Common questions
Do I need a StackEasy account?
No. Alerts run on an email address alone. If you want full tracking with balances, utilization, and rewards optimization, that is what the StackEasy app is for, but alerts work without it.
How do you know my fee date or bonus deadline?
You can optionally tell us the month you opened each card. Fee anniversaries and bonus windows are computed from that date plus the issuer's published terms. Skip the dates and you still get quarterly 5% activation reminders. See our methodology. And before your next application, check which bureau the issuer will pull on our Bureau Pull Map.
Will you email me every month?
Only if something is actually coming up for one of your cards. Quiet months stay quiet, and every email has a one-click unsubscribe.
My card is not on the list. What now?
We cover 30 of the most held cards today and add more based on requests. Email hello@stackeasy.ai with the card you want tracked.