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Ranked from our 2,251-card database

Best Cards for
Dining

The top-earning cards for restaurants and dining out, ranked by stated rewards rate, with verified annual fees.

Ranked by rewards rate Verified annual fees Mainstream cards only
#1 Pick
U.S. BANK ALTITUDE® GO VISA SIGNATURE®
U.S. Bank
4x points on dining
No annual fee
4x
#2 · American Express®
How StackEasy ranks dining cards
2,251
Cards in our database
10
Made the Dining list
Verified
Annual fees
Free
To use, forever plan
The Rankings

Top dining cards, ranked

Sorted by the highest stated rewards rate for restaurants and dining out. Annual fees are shown from our verified card facts.

1
U.S. BANK ALTITUDE® GO VISA SIGNATURE®
U.S. Bank
4x pts
$0
2
American Express® Gold
American Express Bank
4x pts
$325/yr
3
Autograph®
Wells Fargo Bank
3x pts
$0
4
Chase Freedom Flex®
JPMorgan Chase Bank, N.A.
3% back
$0
5
Chase Freedom Unlimited®
JPMorgan Chase Bank, N.A.
3% back
$0
6
One Key™
Wells Fargo
3% back
$0
7
Wells Fargo Autograph Journey℠
Wells Fargo Bank
3x pts
$95/yr
8
Chase Sapphire Preferred®
JPMorgan Chase Bank
3x pts
$95/yr
9
Citi Strata Premier®
Citibank
3x pts
$95/yr
10
American Express Green
American Express National Bank
3x pts
$150/yr

Ranked by stated rewards rate from StackEasy's 2,251-card database. Rates as stated by the issuer, x = points/miles multiplier, % = cash back; point values vary by program. Rewards and fees change, confirm current terms on the issuer’s site before applying. Informational only, not financial advice.

How we rank

Transparent and fact-based

No sponsored placements. Just the numbers, from a database of every major card.

Ranked by rewards rate

Cards are sorted purely by their stated dining earn rate, a factual sort, not a paid list.

Verified annual fees

Fees come from our hand-verified card facts where available, so the numbers you see are the numbers you pay.

Mainstream cards only

We filter to recognizable consumer cards from major issuers, no obscure store or affinity cards padding the list.

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