Get a business credit card in Minnesota
See the banks, credit unions, and national issuers that offer one, and which to apply to first.
Free to look. No credit check.
Local banks and credit unions in Minnesota
Verified means we checked the bank's own website on that date. Click the date to see the page.
| Name | Type | How to apply | Verified |
|---|---|---|---|
Bank of America |
Bank | Online | Verified 2026-09-24 |
US Bank |
Bank | Online | Verified 2026-09-24 |
First Citizens |
Bank | Online | Verified 2026-09-24 |
Gateway Bank |
Bank, cards by Elan | Online | Verified 2026-09-14 |
Genisys Credit Union Membership: Your business can join Genisys Credit Union and benefit from the advantages of a member-owned, not-for-profit credit union if your company is located within the following areas: [MI/MN service area]. |
Credit union | Online | Verified 2026-09-14 |
WESTconsin Credit Union Membership: By law, most credit unions can only accept members from certain geographic areas or employers. |
Credit union | Online | Verified 2026-09-14 |
Our funding plan puts these banks in the order that protects your credit.
National issuers that work from Minnesota
| Name | Type | How to apply | Verified |
|---|---|---|---|
American Express |
Bank | Online | Verified 2026-09-14 |
Chase |
Bank | Online | Verified 2026-09-24 |
Wells Fargo |
Bank | Online | Verified 2026-09-24 |
Navy Federal CU Membership: Our field of membership is open to the armed forces, the DoD, veterans and their families. |
Credit union | Online | Verified 2026-09-14 |
Elan Financial (white-label) |
Bank, cards by Elan | Online | Verified 2026-09-14 |
Service Credit Union Membership: Members of the American Consumer Council (Not a member? Visit the ACC online and join for free with promo code "Service") |
Credit union | By phone | Verified 2026-09-14 |
How to use this list
Pick a local bank or credit union above and open a business checking account.
Some banks want your deposit to sit for a few weeks before you apply. Ask when you open the account.
Apply for the card. If you already bank with a national issuer, ask them first.
Common questions
See every state, read the full state list, the issuer application rules, or how bureaus track your applications in our credit bureau pull database.
Ready to build a plan for Minnesota?
We show you which of these banks to apply to, and in what order.
Get your funding plan